Learn when a health insurance stipend creates IRS risk, and how QSEHRAs and ICHRAs offer a tax-efficient alternative for your business.
ICHRA meaning explained: learn why the Individual Coverage HRA was created, the regulatory history behind it, and how its rules were designed.
A complete reference on ICHRA legal structure: regulatory history, integration conditions, class rules, cafeteria plan coordination, PTC eligibility, and compliance.
QSEHRA and ICHRA rules for S-corp owners: who qualifies, the W-2 alternative, how attribution affects family members, and how to run dual benefit tracks.
ICHRA reimbursement and direct-pay models work very differently. Learn the operational mechanics and tradeoffs to determine which best fits your organization.
A complete guide to QSEHRA employer requirements and legal structure: every law, IRS notice, and amendment in plain English, as a reference for small employers.
Before QSEHRA existed, small employers faced $36,500-per-employee fines just for trying to help with health costs. Read the legislative history behind the fix.
If your HRA plan year ends in 2025, you're required to file Form 720 and pay the PCOR fee by July 31, 2026. Here's how to determine your rate and submit payment.
No. IRS Notice 2017-67 is explicit. There is widespread confusion about whether a Qualified Small Employer HRA (QSEHRA) can reimburse employees without health insurance, with the reimbursement simply treated as taxable income. As of 2026, this confusion still persists. That claim is wrong. Under current QSEHRA reimbursement rules, an employee
Compare the best QSEHRA providers for small businesses in 2025. We analyzed 3 transparent-pricing administrators by cost, automation, and support—with detailed scoring across 5 factors.
Explore the key differences between ICHRA and QSEHRA to understand eligibility, flexibility, and reimbursement rules so you can choose the HRA that best supports your employees and your business.
Many business owners think they can’t offer a QSEHRA or ICHRA because they can’t join it—but they already get tax-free health coverage through their business and can still provide the same benefit to employees.
Learn how HIPAA applies to Individual Coverage HRAs (ICHRAs) and Qualified Small Employer HRAs (QSEHRAs).
Health insurance rules have shifted in recent years, and one of the biggest changes has been how the Premium Tax Credit (PTC) affects affordability on the Marketplace. With expanded eligibility and temporary extensions now set to expire soon, it’s important for both employees and employers to understand what these
Finding the right ICHRA administrator doesn’t have to be difficult. This guide compares pricing, fees, reimbursement models, and employee experience to show how Salusion and others stack up.
